Medicare General Enrollment Period

Medicare General Enrollment Period

Did you miss your Medicare Initial Enrollment Period (IEP)? That’s the time (often a seven-month period, depending on your eligibility) when you first qualify for Medicare, and it’s a good time to enroll in the program. You don’t need to sign up for Original Medicare, Part A, and Part B if you’re automatically enrolled. See Do I Need to Apply for Medicare? if you’re not sure whether you qualify for automatic enrollment.

If you weren’t automatically enrolled in Medicare, and you missed your IEP, you can still apply for Medicare Part A and/or Medicare Part B during the General Enrollment Period, which runs from January 1 to March 31 each year. If you enroll in Medicare during the General Enrollment Period, your coverage begins in July.

If you enroll during the General Enrollment Period instead of during the IEP, you could face late-enrollment penalties.

  • Most Medicare beneficiaries qualify for premium-free Medicare Part A (you qualify if you or your spouse worked at least 10 years while paying Medicare taxes). If you don’t, your monthly Part A premium could increase by 10% if you delay enrollment. You could have to pay this penalty for twice the number of years that you could have been enrolled in Medicare Part A, but weren’t. For example, if you pay $400 per month for Medicare Part A, and you delayed enrollment for two years after you were eligible, your premium could go up to $440 per month for four years.
  • Your monthly Medicare Part B premium may go up 10% for each 12-month period you were eligible for, but did not enroll in, Part B. For example, if your Part B premium is $104.90 per month, and you delayed enrollment for two years after you were eligible, your premium could go up to $125.88 per month. You could have to continue paying this penalty for as long as you’re enrolled in Medicare.

Get Your Free Copy of the “Ultimate Guide to Medicare” video and eBook from Florida Medicare Agency!

This book helps you learn about the different parts of the Medicare program, including Medicare Part A and Part B (together, they are often called “Original Medicare”), Part C (often called “Medicare Advantage”) and Part D (the part of Medicare that covers your prescription medications).

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We understand that Medicare matters can get quite complicated. It is better to get help understanding Medicare before you sign up for a plan. With our help, you will have in-depth health insurance knowledge of the benefits offered by basic and supplement plans. Call 754-205-2005 right away for your Health Insurance Quotes!

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.

Florida Health Agency is a licensed health insurance agency certified to sell Medicare products.
Medicare has neither reviewed nor endorsed this information.

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