William Kohn’s Blog
Understanding Medicare Patient Status and Your Rights to Appeal
It is important to understand your patient status when receiving hospital care. In some cases, patients may be placed under "observation" status. This decision can have significant financial and physical consequences. Recent legislation gives Medicare beneficiaries...
Out-of-pocket expenses: what is it and how to save money on your health insurance?
Out-of-pocket costs are the health care expenses that may or may not be reimbursed by your insurer. An out-of-pocket cost is an expense you pay with your own money. Health insurance plans have out-of-pocket maximums by law. That sums the total amount you must pay each...
What you need to know about the ACA Open Enrollment
First things, first: what is Obamacare? “Obamacare” is a nickname for the healthcare law known as PPACA of 2010. The law is often called the Affordable Care Act (ACA) too. And, it also includes ACA Open Enrollment. It aims to reduce healthcare spending and give more...
Your Medicare 2023 Enrollment Dates Complete Guide
We prepared this Medicare 2023 Enrollment Dates Complete Guide to help you with this year’s enrollment. It helps Medicare newbies and people who are already enrolled in a plan. We understand that Medicare matters can get quite complicated. It is better to get help...
Whole Life Insurance: A Thoughtful Gift For Your Grandkids
Whole Life Insurance for Your Grandchildren One of life’s greatest gifts is grandchildren. When they come into our lives, we want to protect them and set them up for success for the future. One way of doing that is gifting them a whole life insurance policy. It may be...
All You Need To Know About Child Life Insurance
Everything You Need to Know About Child Whole Life Insurance We all want the best for our children. And whether you are a parent, grandparent, or legal guardian, we want the best for our little ones. We want them to live long, healthy, and successful lives. Therefore...
Health Insurance and Mental Health Illnesses in Florida
Health Insurance and Mental Health Illnesses in Florida If you have health insurance, live in Florida and have been suffering from mental illness, you are not alone. Millions of people in the U.S. are affected by mental illness each year. And, one in five U.S. adults...
Medicare Advantage denials
Health care service denials are a recurring problem in Florida Every year, a lot of people are receiving Medicare Advantage denials for health care services. However, many of these service requests should be covered under the Advantage programs in Florida. Plus, this...
Family Glitch Fix Proposal
The Government Administration proposed a rule to strengthen the Affordable Care Act by creating the family glitch fix. This family glitch affects about 5.1 million people . Therefore it has made it impossible for some families to get subsidies to purchase an...
Pregnancy and Health Insurance
Pregnancy and health Insurance First things first, The first thing you need to know about pregnancy and healthcare insurance is that all health insurance Marketplace plans cover pregnancy and childbirth even if your pregnancy begins before your coverage starts. The...
7 Reasons Why You Shouldn’t Be Without Health Insurance
Health insurance is more important than ever. There are 7 reasons why you shouldn't be without health insurance. Typically, health insurance shoppers consider premium costs when purchasing health insurance. But the total cost of a health plan also includes your...
Medicare and Social Security Changes for 2022
Medicare and Social Security Changes for 2022 As next year is now right around the corner, now is a great time for building your budget for a successful 2022! Therefore, in this short article you will find helpful and up-to-date Medicare and Social Security changes...
How to save money on your Medicare drug costs
If you have Medicare and want to save money on drug costs, there are a few tips that can help you do so. Medicines can be costly. Prescription drugs are a major component of the overall cost of healthcare for seniors. According to the FDA, more than 80% of people aged...
All about your 2022 ACA health insurance
Important information about 2022 ACA Health Insurance Open Enrollment
Medicare and Social Security Changes for 2022
Medicare and social security changes for 2022 with specific Part A and Part B information, plus 2022 open enrollment dates for Medicare.
What constitutes good quality of care?
Hospitals are important institutions that should strive to deliver high quality, reliable and low cost healthcare services. There are many characteristics that define what good healthcare constitutes. For instance, hospitals should have enough resources and staff on...
What You Need To Know About Open Enrollment
A Special Open Enrollment season is happening now. Here are answers to some common enrollment and subsidies questions. Open Enrollment is now!If you like wasting money, go ahead and skip this year’s Obamacare special open enrollment period. The carriers this year for...
2020 & 2021 Federal Poverty Levels (FPL) For Affordable Care Act (ACA)
People who don’t have medical insurance from work can buy health insurance coverage under the Affordable Care Act (ACA), also known as Obamacare. The premiums are made affordable by a premium subsidy in the form of a tax credit calculated off your income relative to...
Some Ways Health Insurance Helps Cover the Cost of Surgery
Paying for insurance can seem pointless since it costs so much and you still need to pay for seeing a doctor. Yet, your health insurance protects from unbelievably high costs that could easily drown you in debt. And if you ever need surgery for anything, you can go...
Help with Obamacare – Deerfield Beach FL
In need of help making sense out of Obamacare? In Deerfield Beach there are over 60 different plans available on the marketplace. It can be difficult to sort through all these plans and find the best one for your needs and your budget. At Florida Health Agency, we can...
Health Insurance 101: What Are Supplemental Insurance Plans?
Ever hear about supplemental health insurance? Well, what are they? Click here to learn the basics about what this actually means.
How to Choose an Insurance Plan for Your Family
When protecting your family from unforeseen medical emergencies, depending on your coverage needs, explore how to choose an insurance plan.
How to Manage Your Health Insurance
How to Better Manage Your Health Insurance? Open enrollment begins Nov 1. In this video we discuss how to get answers from your insurance company using the 3 P's. Call the number on the back of your card, and ask them: Is the PROVIDER in network? Does the PROCEDURE...
9 Common Conditions that Medicare Services Can Help Treat the Elderly From
Does your elderly loved one suffer from a common medical condition? Click here to learn how their Medicare benefits can help.
Pros and Cons of High Deductible Health Plans
High Deductible Health Plans are less costly (lower monthly premiums) than other plans. Generally, this could mean that you pay less overall for your health care, but you should be conscious of how you are using your plan, for your health and your budget. No matter...
5 Benefits of Group Health Insurance for Employee Recruitment
In 2017, 8.8% of the country's population, or 28.5 million people, didn't have health insurance. Unfortunately, not every company can or chooses to offer their employees health coverage. Without realizing it, this can cause you to miss out on talent or lose employees...
Choosing an Individual Health Insurance Plan – Pompano Beach
Finding the right Individual Health Insurance Plan - Pompano Beach FL Medical insurance is one of the most important and crucial purchases you'll make all year. Comparing health insurance as well as obtaining medical insurance quotes is readily available through...
7 Things to Know About Urban Health Issues in South Florida
South Florida is a growing community, with beautiful weather, thriving business, and affordable property values. As such, people are raising families and making their dreams a reality in many of the state's thriving communities. However, there are some urban health...
What is a Pre-Existing Condition – Pompano Beach
A pre-existing condition is an illness or injury that you have before you start a new health care plan. Examples include cancer, diabetes, COPD, sleep apnea, lupus, depression, and others. These conditions tend to be long lasting or chronic. How is it determined to be...
What is a Health Insurance Premium – Deerfield Beach, FL
Your Health Insurance Premium is the fee you pay monthly to the health insurance company or the health plan in order to maintain your health coverage. Should I just look for the lowest premium? It depends on your needs. Generally, the lower the premium, the more you...
What is a Health Insurance Deductible – Pompano Beach FL
The deductible on your health insurance plan is the amount you will have to pay before your insurance starts paying. However, there are exceptions that are called out in your health plan. First, wellness care, including your yearly physical and healthy baby check-ups,...
7 Things to Know About Rural Health Care Issues in Florida
It's not as easy as people think when you need to obtain medical care services in the rural areas of Florida. Rural health care issues have to be timed carefully, and that’s not always possible in accidents and emergencies. Rural geographic locations can affect the...
Tips on Choosing a Healthcare Plan in Florida Pompano Beach
Finding affordable health care can be difficult when you look at all the available options. It can be hard to figure out what the differences are between each plan, which makes it difficult to shop around for a plan. Here are some things to look for when choosing a...
When is Obamacare Open Enrollment 2020 Florida Pompano Beach
When is Obamacare Open Enrollment 2020 in Pompano Beach Florida? What is Open Enrollment? Open Enrollment is the period when individuals can enroll in a health insurance plan, make changes to their coverage, or cancel their current plan. General Open Enrollment in...
Everything You Need to Know About Medicare Open Enrollment for 2020
Can you believe that 17.2 percent of Americans used Medicare in 2017 alone? It's no wonder why this generous program netted $721 billion that same year. That's because Medicare doesn't have income restrictions. Instead, Medicare enrollment focuses on those that are...
Family First: How to Choose a Health Insurance Plan for Your Loved Ones
Starting in 2019, the mandate that required individuals to carry health insurance is no longer applicable. This mandate, created by the Obama administration, penalized individuals for not having health insurance. But, this doesn't mean you shouldn't get health...
Stay Safe: How to Navigate Getting Health Insurance Between Jobs
Are you looking to change jobs? Are you looking to leave the full-time work world and work on a freelance basis? According to a study by Deloitte, 43% of Millennials are looking to change jobs within 2 years; and 62% are looking to work on a freelance basis. For many,...
What Is Medigap Insurance? Everything You Need to Know
You just turned 65 and have no idea where you can go to begin learning about Medicare? In addition, you keep hearing about Medigap, but what is Medigap insurance and do you need it? These questions are driving your to-do-list. To help answer those questions, you will...
7 Reasons to Get Short Term Health Insurance
Research shows that 294.6 million Americans have health insurance coverage. We depend on reliable health insurance to shield us with exorbitant costs in the event of an emergency, such as an illness or injury. Most long-term insurance plans also cover checkups,...
Answered: 5 Common Medicare Questions
Healthcare is so complicated and everchanging that there are newsletters dedicated to its politics. Medicare is the federal government-issued healthcare plan that kicks in when you're 65. However, everyone's Medicare is a little different, as are their medical needs....
New Buyer’s Guide: What Does Most Dental Insurance Cover?
New Buyer's Guide: What Does Dental Insurance Cover? Are you one of the 74 million Americans who doesn't have any form of dental coverage? If so, you might wonder whether dental insurance is worth the extra $360 a year. After all, you only visit the dentist once...
7 Ways the Affordable Care Act (ACA) is Helping People
The United States famously ranks as the most expensive health care system in the world. Germany, Sweden, Canada, and France have their places below, but to match up with the U.S, Germany would have to increase its per capita expenditure by over 4,500 USD. One of...
Everything You Need to Know About Medicare Open Enrollment for 2020
Family First: How to Choose a Health Insurance Plan for Your Loved Ones
How to Choose a Health Insurance Plan for Your Loved Ones Starting in 2019, the mandate that required individuals to carry health insurance is no longer applicable. This mandate, created by the Obama administration, penalized individuals for not having health...
Stay Safe: How to Navigate Getting Health Insurance Between Jobs
Are you looking to change jobs? Are you looking to leave the full-time work world and work on a freelance basis? According to a study by Deloitte, 43% of Millennials are looking to change jobs within 2 years; and 62% are looking to work on a freelance basis. For many,...
Preparing to buy Health Insurance or Medical Coverage wisely in Florida.
Today the Health Insurance Marketplace exists in a very complex state. Obamacare, the Affordable Care Act, Short Term Plans, Limited Benefit Plans, Association Plans, and Health Sharing Ministry Plans all seem to inhabit very similar spaces, provide overlapping...
Your Open Enrollment Questions Answered on The Steve O and Rene Show
Open enrollment is coming up and as Steve O said, there are a lot of people out there who don't know when it is, what their options are, and what happens if they miss it. Our very own Bill Kohn was live on the air for a chat with Steve O and Rene on 880, the Biz to...
Applying for Medicaid in Florida
Medicaid is a state-administered program for low-income and disabled U.S. citizens and legal aliens. Although many of the coverage details are determined by individual states, each state must provide certain services, such as specific hospital and doctor...
Finding help for seniors with low to no income
Old age is inevitable, and all of us have to come to terms with it. Those who have the foresight begin preparing early on for basic amenities of life such as health, security, and independence. This requires a significant amount of capital, and as we know all too...
Best and Worst States for Health Insurance Costs
The affordability of health insurance has become a very slippery slope; the kind that bloats monthly premiums on popular health plans, thanks in part because of the ongoing debate over several provisions of the Affordable Care Act. Health premiums get...
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This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
Florida Health Agency is a licensed health insurance agency certified to sell Medicare products. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
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