Have you arrived at the decision that assisted living is the best choice for a loved one?
Are you worried about financing such care?
Were you depending on Medicare, Managed Care, or Medigap to reimburse you?
Does not being able to balance quality care with affordable option keep you up at night?
We understand that assisted living isn’t cheap. Most good quality options will also come with a hefty tag that must be paid out-of-pocket. That’s why, we have gathered the following tips for you. We hope they bring down the cost for you!
The Sooner you Start Planning, the Better
It makes sense to shop around when you are looking for better options regarding assisted living. However, if you begin the research process right when you need to, you will be hard pressed for time. It is smarter to begin planning as early as you can manage. Moreover, if you delay the planning, you might miss out on a great assisted living community. That’s because many such places have a waiting list.
Before you begin planning, however, we’d suggest you have a discussion with the loved one in question. Be frank about your financial situation and ask them to be equally open about their medical needs. It will be simpler to look for the right solution when you know what it is!
A Move May Be in Order
Life in urban areas comes with many benefits. However, it also has some drawbacks, such as raised real estate values and higher costs. This inflation will influence the cost of assisted living where you live. Often, it is possible to get the same level and quality of care with 25% reduction in cost in the suburbs.
Determine Every Cost, No Matter How Small
There will be ancillary costs to pay and if you don’t do your research thoroughly, they might be sprung on you in less than positive of ways! For instance, if your loved one needs assistance in remembering when to take medicines and how much, they will need more than the generic package offered by most assisted living communities. In order to give them access to medication management services, you could have to pay extra. If you already know the situation beforehand, the extra few hundred dollars might not come as an unpleasant surprise. Keep in mind the more complex the medication schedule is, the more you might end up paying!
Get Personal
You could have done all the research. You may have found out about the ins and outs of assisted living. However, you find it difficult to make the final decision. You want everything to be perfect for your loved one and can’t risk having missed out on an important detail. That is completely understandable. It is also where we come in! We are ready to advise and guide you throughout the whole process. Our advice will be personalized and tailored to your requirements.
Don’t let the data overwhelm you. Let us help. Simply call 954-968-9409 and we will be there!
Newest Articles on our Blog
Out-of-pocket expenses: what is it and how to save money on your health insurance?
Out-of-pocket costs are the health care expenses that may or may not be reimbursed by your insurer. An out-of-pocket cost is an expense you pay with your own money. Health insurance plans have out-of-pocket maximums by law. That sums the total amount you must pay each...
What you need to know about the ACA Open Enrollment
First things, first: what is Obamacare? “Obamacare” is a nickname for the healthcare law known as PPACA of 2010. The law is often called the Affordable Care Act (ACA) too. And, it also includes ACA Open Enrollment. It aims to reduce healthcare spending and give more...
Your Medicare 2023 Enrollment Dates Complete Guide
We prepared this Medicare 2023 Enrollment Dates Complete Guide to help you with this year’s enrollment. It helps Medicare newbies and people who are already enrolled in a plan. We understand that Medicare matters can get quite complicated. It is better to get help...

Get Your Free Copy of the “Ultimate Medicare Quick Reference Guide” from Florida Medicare Agency!
This guide helps you learn about the different parts of the Medicare program, including Medicare Part A and Part B (together, they are often called “Original Medicare”), Part C (often called “Medicare Advantage”) and Part D (the part of Medicare that covers your prescription medications).
We would like to help you.
Speak to us about your Health Insurance requirements.
This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
Florida Health Agency is a licensed health insurance agency certified to sell Medicare products. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Get In Touch
866-713-3267
English: 954-332-9768
Portuguese: 954-859-2602
Fax: 954-301-2282
Email Us


































































































