Should I just look for the lowest premium?
It depends on your needs. Generally, the lower the premium, the more you will have to pay when you need health care. So, if you are a very healthy person (family) and do not anticipate needing a doctor very often, then maybe. You should still look at the co-pays, coinsurance, and deductibles, and ensure that you can handle these expenses if the need arises.
On the other hand, if you have pre-existing conditions, and anticipate needing health care more frequently, then you should consider a higher premium with lower out of pocket expenses for health care services.
As I stated, these are just a few of the items that you will have to compare and compare across multiple health plans in order to truly assess the options available to you.
A Bit Confusing?
At Florida Health Agency we’re here to help take away that confusion…we will take you step by step and work through which plan best suits your needs.
Call (954) 866-7579 to set up an appointment or for more information.
Newest Articles on our Blog
2020 & 2021 Federal Poverty Levels (FPL) For Affordable Care Act (ACA)
People who don’t have medical insurance from work can buy health insurance coverage under the Affordable Care Act (ACA), also known as Obamacare. The premiums are made affordable by a premium subsidy in the form of a tax credit calculated off your income relative to...
Some Ways Health Insurance Helps Cover the Cost of Surgery
Paying for insurance can seem pointless since it costs so much and you still need to pay for seeing a doctor. Yet, your health insurance protects from unbelievably high costs that could easily drown you in debt. And if you ever need surgery for anything, you can go...
Help with Obamacare – Deerfield Beach FL
In need of help making sense out of Obamacare? In Deerfield Beach there are over 60 different plans available on the marketplace. It can be difficult to sort through all these plans and find the best one for your needs and your budget. At Florida Health Agency, we can...
Get Your Free Copy of the “Ultimate Guide to Medicare” video and eBook from Florida Medicare Agency!
This book helps you learn about the different parts of the Medicare program, including Medicare Part A and Part B (together, they are often called “Original Medicare”), Part C (often called “Medicare Advantage”) and Part D (the part of Medicare that covers your prescription medications).
We would like to help you.
Speak to us about your Health Insurance requirements.
This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
Florida Health Agency is a licensed health insurance agency certified to sell Medicare products.
Medicare has neither reviewed nor endorsed this information.
Get In Touch
866-713-3267
954-332-9768
Fax: 954-301-2282
See More
Individual Plans
Group Plans
HSA Plans
Medicare
Resources
Come On In
2211 East Sample Road, Suite 101
Lighthouse Point, FL 33064
Follow Us
Email Us